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Posts tagged with "Insurance & Income Protection"


When do you need to get life insurance?

Life insurance is about preparing for life’s emergencies and protecting those around you. But is there a right time to get it? One of the main reasons people buy life insurance is because they have dependents. A dependent being any person, generally a family member or partner, who relies on another for financial support.  The […]

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Why private health insurance isn’t enough

People often ask our Financial Planners why they need trauma cover given they have private health insurance or can go through the public system for certain illnesses. What most people don’t know is that not all costs are covered by private health and there are out-of-pocket bills that can cost you tens of thousands. The […]

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Explainer: Income Protection Insurance

83% of Australians insure their car but only 31% of Australians insure their income. Insurance for something you can’t see or touch, such as your income, may seem strange. But how would you pay your mortgage if you were unable to work? When considering insurance, it’s common for people to pass it off as a […]

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Is trauma insurance is worth considering?

It’s one of the most underused policies, but trauma insurance is worth considering. Doing so could take a lot of the pressure off if you find yourself unable to work. Trauma insurance cover is a tax-free lump sum that is paid out upon diagnosis of a serious illness. Generally speaking, there is a list of […]

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How long could you service your home loan for if you became sick?

A new survey found that in the event of a sudden illness requiring time off work, 44 per cent of Australians could not service their home loan for more than four months if they became sick. Additionally, The research from mortgage insurer ALI Group found 56 per cent of those represented in the survey were […]

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The benefits of buying life insurance while you are young

If you are one of the many who thinks buying life insurance at a young age is a waste of money, think again. While the concept might seem like something you shouldn’t have to worry about at this stage in your life, there are some benefits worth considering before brushing off the idea. The fact […]

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5 strategies to implement in your 30s that will pay off in your 60s

A generation ago, most 30-year-olds were mature adults with houses, jobs, and even a couple of kids but today’s 30-somethings take a little longer to grow up. They are delaying marriage, babies and are also slower to settle into their careers. Unfortunately this means their finances often bloom later, too. To ensure you have enough […]

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Types of insurance and how to protect your wealth

Protecting your wealth is just as important as building it. Most of us insure our car and home but not what’s most important – life and the ability to earn an income. Illness, injury and death can have a huge impact on your family and your finances. Australian’s in general have a significant under insurance […]

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