Posts tagged with "Financial Planning"
When do you need to get life insurance?
Life insurance is about preparing for life’s emergencies and protecting those around you. But is there a right time to get it? One of the main reasons people buy life insurance is because they have dependents. A dependent being any person, generally a family member or partner, who relies on another for financial support. The […]Read More
Spring cleaning your finances
The sun is shining, the days are getting longer, flowers are blooming, the department stores are bringing in their Christmas stuff… yes, spring is finally here. Everyone knows that spring is the season of fresh starts. Most people will take the opportunity to do a bit of spring cleaning, getting to all those pesky once-or-twice-a-year […]Read More
The benefits of consolidating your super
If you’ve had a few jobs over the years, it’s possible that you’ve got a few different super funds with small balances in each. It’s easy to forget all about them until the annual statements arrive, but the sudden influx of paperwork can often leave you feeling dazed and confused. The Australian Securities and Investment […]Read More
Thinking about finances in your thirties
Whatever the goal, reaching age 30 is a turning point for many of us. Whilst it may mean life is getting more serious, by the time we’re in our 30s we’re keen to retain our individuality and remain determined to have fun. With a little planning you can make this age even more enjoyable. The […]Read More
How much does it cost to raise a child?
They say it takes a village to raise a child, but how much does it actually cost? The answer is highly dependent on individual circumstances, but as a guide, a 2013 national study found that a typical middle income family would spend about $812,000 on raising two children from birth to age 24.i At that […]Read More
What does negative gearing mean?
It’s part of life for Australian investors and a property buzz word but what does negative gearing mean? Simply put, when you negatively gear an investment property it means that the amount of rent you receive from the property over the financial year is less than the amount you need to pay on your mortgage […]Read More
The benefits of buying life insurance while you are young
If you are one of the many who thinks buying life insurance at a young age is a waste of money, think again. While the concept might seem like something you shouldn’t have to worry about at this stage in your life, there are some benefits worth considering before brushing off the idea. The fact […]Read More
How do shares actually work?
Have you got money stashed away but you aren’t sure what to do with it? Are you thinking about buying shares but don’t know how? Keep reading for a crash course in the Australian share market, something you can invest in with as little a thousand dollars. What are shares? Shares are an equal part […]Read More
Stop using these common excuses for not saving money
“I’ll start on Monday.” It’s the famous excuse for anyone starting a new diet or exercise regime. As it turns out, not only are we good at justifying why we aren’t exercising regularly and eating healthier foods, the same can be said for our finances. First things first, you are responsible for your situation. If […]Read More
The best wealth strategies for 2018
Many Australians don’t think about their financial future because they don’t have the time, they find it too daunting or they think it’s only for people who are close to retirement. The reality is though, the sooner you take charge, the sooner you can start working towards achieving better results (especially in the long term). […]Read More